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Own New Rate Reducer

by Cameron Hall Homes


This is the product you have been waiting for!

This will support you with the cost of living and the builder incentive can be put to best use, by directly reducing the mortgage interest rate for the initial term.

The examples we have received so far show a potential rate reduction of between 2.66%-3.98%. Clients with a 40% deposit will have the largest saving!! This product is available for new build homes only and is not restricted to first time buyers.


Buy a New Build Home!

  • Reduced interest rates
  • Own 100% of your home from day one!
  • You can be employed or self employed
  • Available on selected new homes with Cameron Hall Homes



How it works

  1. Find one of our properties you love
  2. Arrange your mortgage with one of our approved Own New mortgage brokers
  3. They’ll help you determine if Own New’s Rate Reducer or Deposit Drop is right for you
  4. Own 100% of your new home


We have partnered with Own New to bring you a simpler, hassle-free way to get an affordable mortgage on a new build property. You get a normal mortgage and own 100% of your home.

Tackle the cost of living crisis with a reduced rate mortgage

  • Lower Payments
  • Sub 4% interest rates
  • Own 100% of your property

It’s a regular mortgage, just with lower monthly payments for the initial period. Own New’s Rate Reducer makes your beautiful new home a reduced rate reality.


Who’s eligible to use Own New’s service? And how does it work?

This scheme is open to anyone purchasing a new build property including first time buyers and home movers. Own New works with home builders and lenders behind the scenes, taking a fee from the home builders and using this with the lender to reduce the interest on mortgage payments for the initial term.

What properties are Rate Reducer and Deposit Drop available on?

Please speak to your Cameron Hall Homes Sales Executive for information on which properties offer the Own New scheme.

Is it possible to combine Rate Reducer and Deposit Drop?

It’s not currently possible to combine the two mortgage products.

Who will my mortgage be with?

Your mortgage is directly with the lender. Own New is the platform that sits between your broker and the lender to ensure you get a great deal.

How do I get started? How do I access this service?

Once you’ve found one of our properties you love, your local sales rep can recommend an Own New approved broker who will guide you through the mortgage application process.


Other Buying Schemes